Dafferns Financial Services Limited is an Appointed Representative of Greyfriars Asset Management LLP which is authorised and regulated by the Financial Conduct Authority.
Everyone hopes to maintain the same standard of living in retirement as they presently enjoy while working, but to achieve this requires considerable forward planning. Here are some important questions you need to ask yourself
Do you have the right balance between savings and investments, and between high and low risk exposures?
This is a difficult time for investors. With the base rate still at 0.5%, and unlikely to rise significantly for some time, returns from cash are often negative in real terms. At the same time world markets are very volatile. Investment in equity based options have generated negative returns for most in recent months.
So where can investors go?
There are options that can still provide strong returns provided investors understand exactly what they are investing in. Why not let us help you to find the right balance?
Do you have adequate life assurance?
What would happen if you or a business partner were unable to work though ill health?
Do you have Keyman insurance, life assurance, or relevant life assurance through your company?
It is vital that you and your family are protected. If you died, how would your business continue and what would your family be able to do?
Have you made provision for long-term care and medical insurance for you and your family in your later years?